Ma Thoughts

Charley’s ramblings on FinTech, startups, technology, and life.

Banking Disaggregation

Banking Disaggregation

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Charley Ma
Jan 29, 2014

A Basic Framework for Banking as a Platform

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Charley Ma
Jul 26, 2015

An (extremely personally biased) guide to selling to banks

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Charley Ma
May 25, 2015

What I think is next for Venmo

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Charley Ma
Oct 13, 2013
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Charley Ma
Mar 17, 2013

My First Screen

The first screen is the most valuable piece of phone real estate any app can get, and I just wanted to show mine! For me, apps fall into two simple categories: those I use everyday, and those I do not. Over time, my first screen has simply evolved into the applications that I use the most and on a…

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Charley Ma
Jan 3, 2014

Tech Predictions for 2014

One of my resolutions this year was to write something everyday, although I left the medium up for whatever I felt like.

Without further ado, here’s are my (tech-related) predictions for 2014:

  1. Apple will release some sort of i…
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Charley Ma
Aug 26, 2015

PFM is far from dead — Penny App

It isn’t hard to find broad declarations that the PFM (Personal Finance Management) space is dead. Some will point to examples such as Mint.com and Level Money as being peak exit scenarios, while others will highlight all the numerous bank-driven failures. To be honest…

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